A 4 carat diamond ring price can easily cost as much as a brand new top of the range luxury automobile. Depending on the cut, color and clarity an average quality single stone costs anything upwards of $50,000, with a top grade stone being nearer to $100k. The value of metal used to set the stone can add another few thousand dollars to the overall cost.
One cheaper alternative is to use multiple small stones to achieve the same CT. This can save 30-40 percent on the cost when compared to a ring set with a single gem. Smaller stones are easier to obtain and are not as rare as the larger single gem.
You should also be aware that a single stone will attract higher insurance premiums. In part because the stone is rare and will be more difficult to replace is lost or damaged. Using several smaller stones makes it easier and cheaper to replace or repair if you lose or damage a stone.
Jewelers may offer to sell insurance cover in case of loss or damage. Signing up for this type of insurance cover, will not only be expensive, it may not be the best policy for your needs. Your insurance broker will advise you on the options for insurance cover and their costs.
The price of valuable jewelry includes the sellers markup. The markup covers the sellers overheads and profit. Buying from a boutique jeweler may cost more for a similar product bought from a large chain store retailer of jewelry.
The internet is a useful resource if you are interested in comparing costs. However, if you are intending to buy from the internet you need to be sure you are buying from a legitimate source. A 4 carat diamond ring price which seems to be a real bargain should start to ring alarm bells as it may not be genuine.
One cheaper alternative is to use multiple small stones to achieve the same CT. This can save 30-40 percent on the cost when compared to a ring set with a single gem. Smaller stones are easier to obtain and are not as rare as the larger single gem.
You should also be aware that a single stone will attract higher insurance premiums. In part because the stone is rare and will be more difficult to replace is lost or damaged. Using several smaller stones makes it easier and cheaper to replace or repair if you lose or damage a stone.
Jewelers may offer to sell insurance cover in case of loss or damage. Signing up for this type of insurance cover, will not only be expensive, it may not be the best policy for your needs. Your insurance broker will advise you on the options for insurance cover and their costs.
The price of valuable jewelry includes the sellers markup. The markup covers the sellers overheads and profit. Buying from a boutique jeweler may cost more for a similar product bought from a large chain store retailer of jewelry.
The internet is a useful resource if you are interested in comparing costs. However, if you are intending to buy from the internet you need to be sure you are buying from a legitimate source. A 4 carat diamond ring price which seems to be a real bargain should start to ring alarm bells as it may not be genuine.
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